Ms. Graf has extensive background in business and financial services spanning 30 years, including senior leadership positions at Firstar, then the largest financial holding company in Wisconsin and Investors Diversified Services which at the time was the international leader in individual financial planning.
Currently she holds the Series 6, 63 and 65 securities licenses and is both life and health insurance licensed. Ms. Graf is also a Certified Divorce Financial Analyst, assisting individuals and couples with the financial aspects of their divorce.
Her clients are generally between the ages of 50 and 75. They are seeking to accumulate wealth and preserve what they have worked hard to attain. They place a high priority on creating income that is predictable, inflation-adjusted and cannot be outlived. Legacy planning, wealth transfer and tax planning are also areas of focus.
As a fiduciary and independent advisor Ms. Graf places great importance on meeting the specific requirements of each client. She is free to recommend only those strategies which best fit her client’s needs, goals and risk tolerance. Ms. Graf believes in on-going education for herself, staying current with new trends and strategies, products and services that are available in an ever-expanding financial marketplace. The primary objective is implementing a retirement strategy that provides for a financially worry-free retirement.
Formerly from Milwaukee, Wisconsin, Ms. Graf now resides in Scottsdale, Arizona.
Investment advice is offered by Horter Investment Management, LLC, a Registered Investment Adviser. Insurance and annuity products are sold separately through Horter Financial Services. Securities transactions for Horter Investment Management clients are placed through Pershing Advisor Solutions, Trust Company of America, Jefferson National Monument Advisor, Fidelity, and Security Benefit Life.
Mr. Floyd began his career in the retirement and estate planning fields in 1992 and has extensive experience in the financial world. He brings nearly twenty years of experience in equities and the foreign exchange brokerage business. During his career, he has worked in both the Wall Street and Los Angeles offices of Oppenheimer & Co., a national investment firm, and managed the Arizona offices of MB Trading Futures (ranked the #1 Online Broker by Barron’s Magazine). He also holds Series 3, Series 30 and Series 34 licenses.
Mr. Floyd focuses on helping people meet their retirement goals and protect their assets. Additionally, he specializes in 401(k) and IRA rollovers. Over the years, he has created hundreds of personalized plans aimed at meeting the financial and retirement goals of his clients. Whether you are currently retired, near retirement or simply planning for retirement down the road, he can assist you in developing a tailored plan that best suits your needs.
Originally from Las Cruces, New Mexico, Mr. Floyd holds a Bachelor’s degree in Economics from the University of Arizona. In his free time, he enjoys playing competitive-level tennis and traveling with his wife and daughter. He is also an active supporter and fundraiser for The Harold Pump Foundation which focuses on cancer awareness, treatment programs and research.