Strategy Financial Group

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City Burbs

01.27.15: The housing market continues to experience mixed results, depending on the area of the country and demographics. For example, while the homeownership rate for seniors is 80 percent, about 40 percent of those over 65 were still making house payments in 2010, according to a 2014 report from the joint center for housing. While many seniors prefer to stay in their own homes, those that are moving tend to seek out homes located near urban centers. Recent trends lean toward walkable city areas with a multigenerational population rather than retirement communities. Read more

Low Oil Prices: Who Wins, Who Loses?

01.20.15: The national average price for a gallon of gas is less than $3, with further decreases expected. But that’s nothing new. Bear in mind that oil is a commodity, so its price varies according to cycles of supply and demand. For example, in 1986 and 1998, oil dropped below $10 a barrel. In 2008, prices made a dramatic drop from $145 a barrel in July to $33 by mid-December. In early December 2014, oil was about $66 a barrel. For folks looking for extra cash during this holiday season, lower gas prices are a welcome relief. Read more

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